MODERN BANKING TECHNOLOGIES IN THE CONTEXT OF PROJECT MANAGEMENT

Abstract

The role of digital innovations and financial technologies in modern project management is constantly growing. In the context of modern geopolitical challenges, ensuring the stability of financial systems is becoming increasingly important. This study examines the prospects for integrating modern banking technologies into project management as a means of improving financial decision-making, increasing operational efficiency and strengthening project security.

The article reviews a number of approaches by scholars to the development of fintech technologies, such as artificial intelligence, blockchain, big data and digital customer identification, while highlighting the gap in practical, project-oriented financial tools. Methodologically, the study conducts a functional analysis of widely used project management tools and assesses their potential integration with financial technologies, including electronic digital signatures, API-based banking services and automated financial transactions. Special attention is paid to the adaptation of the GIT version control system to form a matrix of permissible project budgets, which allows generating and comparing several financial scenarios.

The results show that integrating digital banking solutions into project management systems increases security, speeds up financial processes, and supports more informed management decisions. Moreover, such integration complies with the principles of constraints, reducing costs and increasing efficiency without changing the time or scope of the project. The study concludes that combining existing digital financial tools with project management platforms is a promising direction for further research and practical application, offering significant potential for increasing the technological maturity and sustainability of modern projects.